African Americans in the Reconstruction Era - 1518 Words

The Reconstruction era was put into effect by Congress in 1866 and lasted until 1877. Reconstruction was aimed at reorganizing the Southern states after the Civil War. The reconstruction plan granted the means for readmitting the southern states into the Union, and tried to come up with the methods by which whites and blacks could live together in a non-slave society. Americas position as a country was established on principles of freedom but those beliefs were weakened by slavery. At the end of the Civil War, many blacks felt that they were entitled to start collecting the benefits that had been denied for so many years. Being able to vote, own land and have a voice in political affairs were all goals that they believed were reachable.†¦show more content†¦However, it had been used to grant all the personal liberties and rights conveyed in the Bill of Rights. Among other things, this prohibited ex-Confederate leaders from holding political office, and also gave the freedm en their citizenship. The rejection of the 14th Amendment paved the way for the Reconstruction Act of 1867; this dismantled all Southern governments and launched military control over the South. The Reconstruction Act guaranteed freedmen the right to vote under new state constitutions and required the Southern states to approve the 14th A With the addition of African American votes in the southern elections and the help of Carpet Baggers and Scalawags, the Republican Party gained almost complete control over the South. Throughout this time, the ranking of freedman was significantly increased, and by 1868; many state legislatures had African American delegates. All of America, as well as the South, had to be rebuilt, and, despite the Souths hostile resistance, African-Americans were slowly and gradually becoming part of this nation. The long-awaited citizenship for Blacks was confirmed in 1868, by the 14th Amendment to the Constitution. By 1870, the 15th Amendment had been added to the Constitution, which gave blacks the right to vote. The 15th Amendment forbids the states from denying the right to vote to any person on account of race, color, or previous condition ofShow MoreRelatedAfrican Americans During The Reconstruction Era1629 Words   |  7 PagesDuring The Reconstruction era, African Americans faced many obstacles on their way to success. Reconstruction of the United States refers to the remodeling that took place after the civil war. The country was injured in all areas. Its society, eco nomy and physical structure had been In January of 1863; President Abraham Lincoln lifted the chains off thousands of African Americans’ shoulders by releasing the Emancipation Proclamation. Unfortunately, this relief was short-winded. The EmancipationRead MoreReconstruction Era of the United States and African American Community803 Words   |  4 Pages92. In 1865 an appointment was held between representatives of an African American community in Savannah, Georgia and Edwin Staunton, Secretary of War, and Major General Sherman concerning topics of the freedman in Georgia. Land was set aside, 40 acres, and a mule that could no longer be used by the Army to establish a community of their own. 1. Black leaders believed that owning land was essential to freedom because by them owning their own land they would be able to support themselves by themselvesRead MoreThe End Of The Reconstruction1318 Words   |  6 Pages1860’s there was an Era that started called the reconstruction. The main purpose for the reconstruction was to give African-American people full political and civil equality. However, it was very tough to do this, especially since most white in the south didn’t want the African-Americans to have the same rights as themselves. During this Era there were multiple good things that happened, yet, there were also many bad things that happened. For instance, during the reconstruction the 14th amendmentRead MoreThe Reconstruction Era Was A Success1490 Words   |  6 PagesThe Reconstruction Era was a Success Shortly after the Civil War ended in 1867, President Abraham Lincoln’s new objective was to unify the union and the confederate states into what was formerly known as the United States of America. This time period is known as the Reconstruction Era, starting with the surrender of Robert E. Lee at Appomattox Court House in 1865 and ending with the implementation of the Compromise of 1877. The Reconstruction Era was a time period full of political, economicRead MoreReconstruction Of The Reconstruction Era1587 Words   |  7 PagesThe Reconstruction Era was known as a time to reconstruct the United States of America by the expansion of governmental power that began in 1865. â€Å"There were two central problems that animated Reconstruction; providing justice for freedmen and facilitating national reconciliation. (A New Birth of Freedom, pg. 1) After the 12 year span, reconstructing the nation succeeded in only a few of the goals that were set out to achieve within those 12 years that it was in progress. The Reconstruction’s intentionsRead MoreReconstruction Era1650 Words   |  7 PagesReconstruction 1 The Reconstruction Era Jessica Onken American History Since 1865 Professor Tim Johnston August 2, 2010 Reconstruction 2 The Reconstruction Era The reconstruction era was a difficult time for the African American slaves from 1865 to 1877 because the slaves were freed and there were no jobs for them, had very little or no education, and had very limited opportunity in the south. Reconstruction was one of the most critical periods in American History. The CivilRead MoreThe Reconstruction-Era Essay731 Words   |  3 PagesThe Reconstruction-Era The Reconstruction-era offered numerous opportunities to African-Americans, by attempting to secure the rights for ex-slaves, but the opportunities presented even more obstacles to them. The thought of freedom intrigued the African-Americans at first, but many of them quickly changed their minds after experiencing it. Henry William Ravenel, a slaveowner, proclaimed, When they were told they were free, some said they did not wish to be freeRead MoreThe Reconstruction Era During The Civil War910 Words   |  4 Pagesone time African Americans were treated poorly this country wouldn’t be what it is today without what African Americans went through. They have had such a major impact on music, movies, literature, sports, and many other things. The Reconstruction Era took place after the end of the Civil War. It lasted from 1965 to 1977. It was the North’s way of making peace with not only former slaves, but the South as well. The Reconstruction Era attempted to better the lives of African Americans by makingRead MoreAnalysis of The Reconstruction Period1087 Words   |  5 Pagesthese African Americans and the South’s ever-growing hatred towards this group, African Americans were left to suffer harsh discrimination and horrible conditions. Africans Americans were left without homes, education, jobs, or money. Reconstruction was the Radical Republicans’ attempt to try and bring the Confederate states back to normal and unite both the South and the North into a whole country once again. Reconstruction was also set to protect and help the newly freed African Americans assimilateRead MoreThe Legacy Of The Civil War Essay1593 Words   |  7 Pagespain. Veteran William Lloyd Garrison describes few of many changes that occurred after the Civil War, including the abolishment of slavery and the African American being granted for the first time in history the right to vote. As the civil war came to an end, the United States began to establish an undivided nation. This era known as the reconstruction era is described as â€Å"meaning literally the rebuilding of a shattered nation. (verterans of the civil movment, n.d.) Reconstruction’s main goal was to

Elements Influencing The Research Essay - 758 Words

Elements influencing the believability of the research The article is well written, grammatically correct, well organized and succinct. The article uses no jargons and is very influencing. The article is well organized and contains all the necessary heading. The qualification and position of the author indicates a degree of knowledge in the effect of drugs on brain activities in Alzheimer’s disease. The title of the report is composed with eleven words, is of medium length. It is accurate, clear and unambiguous. The abstract provides overall view of the study conducted. It includes method, finding, conclusion and recommendation for future. However, purpose of the study and sample size and selection of the sample is not included in the abstract. Elements influencing the robustness of the research The purpose of study is clear and indicates what is to be studied. It states that the study was conducted to understand the possible mechanisms of action of different pharmacological regimes. The research report is not full report. It is a summary so it includes the introduction with few literatures and the purpose of study followed by the methodology section, the data analysis, the findings and discussion. There is a clear link between each heading but the theoretical framework, the research question and conclusion with further study is missing. There is no separate literature review. However, the literature used in the introduction portion develops the importance of why theShow MoreRelatedPSY 301 Week 5 Final Paper Social Psychology Bringing It All Together618 Words   |  3 Pageswith the subject matter of social psychology.†(p.22) This is a formal research paper and must be eight to ten pages in length. Imagine that this paper will be used as a reference for individuals wh o are completely unfamiliar with social psychology principles. This paper will provide them with an overview of the field, and explain the key principles associated with its practice. 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B) It uses rigorous methods of observation. C) It has more than one research method. D) It uses thought to achieve understanding. 4.Which of the following is a key term in the definition of psychology? A) behavior B) habit C) introspection D) induction 5.Strictly speakingRead MoreFactors Influencing Nurses For Clinical Nursing Practice1206 Words   |  5 PagesFactors Influencing Nurses to Leave Clinical Nursing Practice In their article Why Are Nurses Leaving? Findings from an Initial Qualitative Study on Nursing Attrition, MacKusick and Minick (2010) outline a participatory case study using a phenomenological research design to identify factors that influence Registered Nurses (RNs) decisions to leave clinical nursing practice. This paper will examine the study using a qualitative critiquing approach. 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She also asks what factors are influencing their decision to stay or leave the profession. For her research she went to three schools in the school district of British Columbia, Canada in search for first year teachers. From those schools she chose 20 firstRead MoreECO 370 Benefits Cost624 Words   |  3 Pages This file of ECO 370 Benefits Cost comprises: Convention on Nature Protection and Wild Life Preservation in the Western Hemisphere Business - General Business Learning Team Benefit-Cost Analysis Presentation Research your chosen proposed surface mine. Choose an interest group to whom you will address your presentation. 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Scientific work and his assistance to the United States government helped in the formation the Head Start program in 1965. Bronfenbrenner’s research and his theory was key in changing the perspective in developmental psychology by calling attention to the large number of environmental and societal influences on child development. Bronfenbrenner’s model is often visually displayed as a childRead MoreThe Impacts of Globalization and Technology on Healthstream1205 Words   |  5 Pagesmanagement. These elements are showing how the company is concentrating on offering cliental with unique services that will address their short and long term needs. (Healthstream 10K, 2012) To fully understand the impact they are having on the sector requires focusing on how globalization and technology changes have impacted the firm. This will be accomplished by examining the industrial organization / resource based models, how the vision / mission statement are influencing its success and the

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Large losses in Vinalines, Vinashin, EVN, Vietnam Cement Corporation VICEM, Song Da Corporation, TKV somehow make it easier for the Vietnamese economy sinking into stagnation condition than ever before. Global economic slowdown led to foreign investment flows into Vietnam show signs of decline. Attract foreign investment from the beginning of 2012 to 04/20/2012 only 68. 5% compared to the same period last year, which is down 0. 3% compared to the same period last year. Trinh Thanh Hoan, Director of Insurance Management and Supervision Department of Finance, commented that: the financial crisis affecting the insurance industry in Vietnam, but not heavy. Vietnams insurance industry is one of the few lucky industries has overcome the crisis. Revenue growth rate of the insurance industry first 6 months of 2012 has reached a relative situation, though not as high as in 2011. Original insurance exploitation activities increased by 11% compared to the same period in 2011, of which 13. 5% non-life sector, life insurance increased by 8. %. In this context, the Prudential with revenue of VND 2,182 billion, accounting for 39. 69% of the market array of life insurance market in Vietnam is facing great opportunities to promote their competitiveness The study of the financial situation in 2011 by Prudential in conjunction with specifying the challenges they are facing in 2012 through which creating a premise to promote the Vietnamese insurance market in general and the Prudential Vietnam in particular to develop at a stable and healthy way is the reason why this topic was chosen. Title: â€Å"How was the financial situation of Prudential Vietnam in 2011, its problems in 2011 and its challenges in 2012† Object of this project is to study the financial situation in 2011 of Prudential Viet Nam in which the writer focused on the analysis of sales along with the challenges that they are facing in 2012, which is the main factor determining the competitive position of the company The range of research topics: In term of spatial: The insurance company in Vietnam, especially Prudential In term of time: Empirical research in the period 2011-2012 Research objectives of the project are presented in three main aspects, namely: Develop practical scientific arguments about the challenges that Prudential are facing in 2012 as an important strategy in business development issues of Prudential Analysis of the financial situation of Prudential Vietnam in the 12-month period of 2011 The layout of the contents of the subject consists of three parts: Chapter 1: Historical development and organizational structure of Prudential Vietnam. Chapter 2: How Prudential Vietnam did their business in 2011. Chapter 3: Financial Situation of Prudential Vietnam in 2011 compared to 2010, its problems in 2011 and its challenges in 2012. In term of finishing this project, because of limitation in knowledge about finance and insurance field and the lack of information that we can find both on The Internet and directly from Prudential Vietnam, our report may be confined. We would like to show our gratitude to Dr. Gitte Top, who has specially enthusiasm in guiding our group during the process of doing and finalizing this project. We wish you be always happy in your life. METHODOLOGY A. The method used in general is the research â€Å"onion† * Definition : In order to answer how a research should be answered a clear methodology was sought which is referred as research onion. It presents a clear framework for the most suitable methods and strategies to address a research. It promotes the knowledge to answer a research question. After deciding a suitable philosophy other elements are selected from the layers which assist in answering a research. Each element in a different layer is discussed below in order to get an idea why elements were selected while conducting a research * The purpose of research onion The classification of research purpose most often used in the research method literature is threefold one of exploratory, descriptive and explanatory. However, in the same way as our research question can be both descriptive and explanatory, so our project may have more than one price. Indeed, as Robson (2002) point out: â€Å"The purpose of your enquiry may change over time† I. The research paradigms The first layer of the onion is research paradigms. It gives an idea that how we think about the research. Several views about research process dominate the literature, which include positivism, realism, interpretivism and others as well. The knowledge is always judged in different ways and these are different ways you can judge the knowledge. We chose realism because it is a mixture of both the philosophies positivism and interpretivism as it allows us to study for the social issues trying to understand the impact of wider social forces. Moreover, we would take advantage of the accuracy in evaluation of the figures provided in the financial report of Prudential in 2011 to see correctly its problems and challenges. These reasons are why the realism is selected II. The research approaches The second layer of research ‘onion’ refers to research approach. There are two approaches involved: 1. Deductive approach Deductive approach works from more general to specific. This is informally called as top-down approach. A deductive approach is consistent with developing a theory and testing it through research. Arguments based on laws, rules and accepted principles are generally used for Deductive Reasoning. 2. Inductive approach Inductive reasoning works the other way like deductive moving from specific to general to broader generalization and theories. And informally it is referred as bottom op approach. And its conclusion is likely based on premises and usually involves a degree of uncertainty. Because of the limitation about the information we can look up, we chose the deductive approach in order to have a clear orientation to carry out the project. B. The project I. Object of this project: To analyze financial situation of Prudential corporation in 2011, then reveal factors affecting the company included the cost and national economy situation and as well as the difficulties which corporation face in the this year II. The range of project * In term of space : Insurance market in Viet Nam and especially Prudential * In term of time: Practical research in the 12-month period of 2011 about the main activities of the Prudential corporation; challenges of Prudential in 2012 III. The research objective Offer the student the opportunity to train the skills falling into the categories of writing a report to learn the logic and practice of investigating/analyzing actual problems, equivalent to current challenges in modern financial companies – and to being introduced to formulating a research question. IV. The research methodology To estimate specifically and exactly how was financial situation of Prudential Vietnam in 2010 our group thinks it is suitable to use dialectical materialist methodology (human relations results), along with the clever combination of theories in economics and management, based on the analysis of reliable material which our group collected, in which we focuses on information on the homepage of Prudential Vietnam. C. The structure of assignment The layout of the contents of the subject consists of five parts 1. The introductory part 2. Methodology 3. The main part a. Chapter 1: Historical Development and Organizational Structure of Prudential Vietnam b. Chapter 2: How Prudential Vietnam did their business in 2011 c. Chapter 3: Financial Situation of Prudential Vietnam in 2011, its problems in 2011 and challenges in 2012 4. Conclusion 5. Appendix CHAPTER 1: HISTORICAL DEVELOPMENT AND ORGANIZATIONAL STRUTURE OF PRUDENTIAL VIETNAM PART 1: HISTORICAL DEVELOPMENT Established in London 1848, Prudential is one of the world’s leading retail financial services groups providing life insurance, financial services and asset management products and it has been writing life insurance in the United Kingdom for 163 years. In 1995, Prudential arrived in Vietnam amp; established the Prudential Representative Office in Hanoi, the capital of Vietnam. Later on, in 1997, it established a 2nd Representative office in Ho Chi Minh City After 11 years , in 2006 , it was awarded the No. 1 brand in Insurance Finance – Banking Industryâ€Å". Up to now, it has keep dominating the market share in insurance market. PART 2: ORGANIZATIONAL STRUCTURE Board of Directors Mr. Alexander John Hambly Chairman (Non-Executive Director) Mr. Hambly is the Regional Head of Private Equity of Eastspring Investments (Singapore) Limited (formerly known as Prudential Asset Management (Singapore) Limited) joined Prudential in 2003 and was Chief Executive Officer and Chief Investment Officer of Eastspring Investments Fund Management Limited Liability Company (formerly known as Prudential Vietnam Fund Management Private Limited Company) from January 2006 to September 2007. Alex was also the Chief Executive Officer for Prudential Property Investment Management (Singapore) Pte. Ltd from September 2007 to February 2010 and the Chief Executive Officer of PPEM Pte. Ltd. from March 2009 to October 2010. He has more than 20 years direct investment experience gained in both Asia and other major markets. Prior to joining Prudential, he worked for four years for Actis (formerly known as CDC Capital Partners) based in Singapore, four years with HSBC Private Equity based in India, and seven years with Barclays Bank plc based in London, India and Singapore, the last three years of which he was on secondment to a private equity fund (Baronsmead plc) in the United Kingdom. He holds a BA in Modern History from Durham University in the UK. Mr. Hambly is also a member of the VII Audit and Remuneration Committees. He has not been a director of any other listed company in the last three years. Mr. Henry (Van Hung) Lam Managing Director (Chief Executive Officer) Mr. Lam, a resident of Vietnam, was born in Vietnam and came to Australia in 1977 and studied electrical engineering. He resides in Vietnam and is responsible for the group’s operations in Vietnam. He was awarded the â€Å"Red Star† at the end of 2000, the first overseas Vietnamese to receive this, for his contribution to the economy of Vietnam and in 2010 he was awarded the â€Å"Second Class Labour Medal†. He has not been a director of any other listed company in the last three years. Mr. Lam is a director and shareholder of Corbyns International Limited, the Company’s ultimate holding company. Mr. Alan Alexander Young Managing Director (Chief Operating Officer) Mr. Young commenced his business career in the financial sector and was employed for several years in banking and finance. For the past twenty years, he has gained wide experience in the administration of public companies, particularly in the resource sector. Mr. Young is a Board member of all the operating subsidiaries in Vietnam. He was a Fellow of the Institute of Corporate Managers, Secretaries and Administrators and past President of the Western Australia-Vietnam Business Council Inc. He has not been a director of any other listed company in the last three years. Mr. Roger (Sing-Leong) Kwok Independent Non-Executive Director Mr. Roger Kwok is the Managing Director of Arcadia Group in Perth which specialises in designing, developing and managing retirement resorts and premium properties. For the last twenty years, Mr. Kwok has managed a number of Australian businesses in the automotive and healthcare sectors. He is a past president of The Western Australian Chinese Chamber of Commerce and brings significant experience in business relations in international markets, particularly China, which sources raw materials to VII’s rolling mills. Mr. Kwok is the Chairman of the VII Audit and Remuneration Committees. He has not been a director of any other listed company in the last three years. Mr. Andrew David Walker  (appointed 3 January 2012) Independent Non-Executive Director Mr. Walker has graduate and postgraduate qualifications in Medicine and Medical Science from Newcastle University and is a Fellow of the International College of Surgeons. He also has a MBA from The University of Melbourne. Before starting his business career, Andrew was as officer in the Australian Army and a Platoon Commander in Australia’s elite parachute regiment. Mr. Walker has a wide range of Board experiences, both Public and Private companies. He was the Past-Chairman of the Melbourne Chapter of the Young Presidents Organisation. He was named the 2006 Ernst amp; Young’s National â€Å"Entrepreneur of the Year† (Service Category). In the past three years,  Mr. Walker is the Executive Chairman of Vallenar Iron Company and Founder-Chairman of Aspen Medical Pty Ltd. Mr. Walker is a member of the VII Audit and Remuneration Committees. CHAPTER 2: HOW PRUDENTIAL VIETNAM DID THEIR BUSINESS IN 2011 PART 1: HOW DID PRUDENTIAL GET PROFIT? The renovation and modernization of the country and international economic integration requires every industry, every business have to try harder, continuing deeply comprehensive reform in all its activities. With the function of mobilizing small amount of money from countless individuals to create a central insurance fund to invest in various sectors of the economy, insurance companies, particularly life insurance Prudential company has become an institution, a key professional investors on the capital market of many countries. And if the world over a long period, the investment activities of the non-life insurance companies are considered a complementary activities in order to increase profits in addition to profit from insurance operations, since the type of life insurance on the market, investors have become a very important activity, can’t be separated and have to say it determines the survival of life insurance companies. To be more specific, the writer will present the way Prudential get profits. Firstly, by buying insurance contracts, Prudential’s employees try to persuade other people to buy their insurance policies. They will get amount of money when the contracts accomplish and unless the buyer have some problems with their body or life, the company will use the money to invest some particular activities to make more profits. Secondly, they generate profit by mortgage. Lending is an important role for life-insurance company. With the nature as an investment tool, Prudential company must also be subject to some limitations when it carry out loan such as restrictions on the maximum amount allowed for limited borrowing and lending of money. Currently the mortgage loans of life insurance companies primarily secured by real estate . Most of loans under life-insurance company tend to increase quickly. This is also the form of attracting more customers to the insurance company. In Vietnam today lending policy is very popular and used by insurance companies as a form of competition. The next one is that Prudential company invested in securities. This is the investment tool which is used by almost life-insurance company most widely, hence the profits from investment securities giving the insurance company is very huge. Moreover, investing in securities has a high liquidity because insurance companies can quickly sell the securities to the market if demand for payment is necessary. Stocks and bond are two kinds of securities which most life insurance companies prefer to invest. In a word, investing in securities has higher margins than other forms of investment. Life-insurance companies tend to invest large value on that list. Associating with the development of securities market in recent years, the investment of life insurance companies in this market is considerably increased. Currently Most of life-insurance companies move to invest in securities and loans which have guaranteed level less but have a higher expected rate of return. Next, Investing in real estate is important element without mention on the way to generate profit . The investment in real estate plays an essential role because it maintains the stability of the value of investing in real estate which is less affected by inflation. However, investing in real estate has high market risk and low liquidity. Therefore the real estate business of life-insurance Prudential is suffered from certain limitations. In addition to these forms of investment, life insurance companies also invest in other forms of joint ventures, deposits at credit institutions, pledge and mortgage. With life insurance company investment which is usually long term should be greater long-term portfolio than that of non-life insurance companies . In previous time, loans secured by the mortgage is the primary form of investment life insurance companies. These investments often bring a higher rate of return than investments in government bonds, although liquidity is not high. Those are the fourth best ways of Prudential company to gain profit. However, it does not mean that they are the only measures. To generate profit, Prudential also take part in forms of organization and operation of investment. And Prudential with a large scale of enterprise and the nature of insurance can invest in this activity with two forms: The first one is establishing investment company belonging to Prudential company. The establishment of an independent investment organization in the form of the investment company or investment fund owned by the insurance company all the shares or hold the shares in the form of applied fairly common in the insurance company in the world. This pattern is consistent with the large-scale insurance companies and developing companies, it helps insurance Prudential company concentrate on its resources to improve the quality and efficiency of investment activities. These funds may only focus on a geographical area or specific industry groups or a wide range of activities and general investment fields. In recent years insurance companies have large-scale switch to set up the fund to focus its resources and improve the quality and efficiency of investment activities. The next one, Prudential buy shares in the non-dominant of other investment company. PART 2: PRUDENTIAL MARKET SHARE AND THEIR COMPETITORS Market share * 2011 situation 2011 was a challenging year for the global economy and Vietnam was not an exception. The slow growth in the US and EU region also softened Vietnam’s export demand. Moreover, the tightening policy by the SBV to tackle inflation lowered domestic industrial activities. For the full year of 2011, GDP growth was 5. 9% compared to 6. 8% in 2010. This is the second lowest year of GDP growth in the last decade, only higher than 2009 the year after the global financial crisis started. According to the annual report 2011, the revenue of Prudential Vietnam account for nearly 39% of the total revenue of the life insurance market, reduced 1% compared to 2010. However, Prudential Vietnam has reached new business premium of VND615 billion ($30 million), up 21. 2% year-on-year. The total premium income increased to VND2. 8 trillion ($137 million), up 12. % year-on-year. With the market share of 38%, the company reaffirmed its No. 1 position in Vietnam’s life insurance market. In additional, Prudential Vietnam has won the  Golden Dragon Award 2011  with the title â€Å"Best Financial Service† for all three business units in Vietnam: Prudential Vietnam Assurance, Eastspring Investments and Prudential Finance. This is the 10th consecutive time th at Prudential has won the Golden Dragon Award. * Prediction in 2012 2012 outlook is expected to improve due to consistent government policy, the more stable VND and improvement in the balance of payment. We become increasingly optimistic about Vietnam outlook in 2012 due to the consistency of SBV in implementing monetary policy, the more stable VND, and the improvement in the balance of payment. However, in the short term, lower GDP growth is expected in trade off for long term macro stability. During this period, the equity market might remain volatile and highly reactive to releasing news. We think that selective investment in sectors with stable consumption demand (i. e. non-cyclical consumer goods) or have a strong financial capacity will bring benefits for investors. In the long run, we increasingly become optimistic about the equity market as the VN Index valuation is currently at one of its lowest levels historically and compared to other markets in the region. Competitor In Vietnam, the insurance sector is regulated by the Insurance Supervisory Division within the Ministry of Finance. The insurance trade association is the Association of Vietnamese Insurers (AVI). The main life insurance companies are: Bao Viet (also a non-life insurance company); Prudential; Manulife; AIA; Dai-ichi Life; ACE Life; and Prevoir. Key non-life insurance companies include: Bao Viet (also a life insurance company); Bao Minh; Petrovietnam Insurance Company (PVIC); PJICO; PTI; Cong ty BH lienhiep; Bao Long; Vien Dong; and VIA. In the first quarter of 2012, the total sales of life insurance in the market are 3522 billion, up 8. 1% compared to the same period last year. The companies have large market shares of Prudential Vietnam, with 1,308 billion, accounting for 37. 14% market share, Bao Viet is 942 billion VND, accounting for 26. 73%, Manulife is 440 billion, accounting for 12. 5% . Leader in sales of new premium remains the Prudential Vietnam with 239 billion, followed by Bao Viet Life 226 billion and Manulife is 131 billion VND. The strongest opponents of the current Prudential Vietnam Bao Viet Life, with a market share of new operators are close to Prudential. Futhermore, Manulife, although total sales revenue and new operators have a big gap with the Prudential, but development strategy, with a solid foundation and changes quite flexible according to the market trend of this company many companies in the same industry appreciated. AIA is also one of considerable competitors with daring and efficient strategies which may have a spectacular breakthrough in the market share in a few years. Meanwhile, Dai-ichi Life Vietnam after a period of impressive growth, there seems to be a lull down and has not had any extensive development. In the recent economic condition, the issue is not about the number of new contracts or pushing the revenue growth. The vital tatic is maintaining the signed contracts. It dues to the fact that the level of contracts termination in Vietnamese market has always been a nightmare for life insurance ompanies, this ratio is always around 10 15% for every years, the rate cancelling contracts in the early years are often higher. Therefore, the development of effective strategies many insurance companies selected for this difficult period. Although the cancelling contracts are high, Datas from the Vietnam Insurance Association showed that the three months of this year, the number of contracts r estoration of 27,797 contracts, an increase of 35% over the same period last year. The companies have the contract high recovery rate is Prudential, Bao Viet and Dai-ichi Life Vietnam. Thus, under the current intensive competition, whether Prudential can retain their leader position of the life insurance market or not, it’s still a question. CHAPTER 3: FINANCIAL SITUATION OF PRUDENTIAL VIETNAM IN 2011 COMPARED TO 2010, ITS PROBLEMS IN 2011 AND CHALLENGES IN 2012 PART 1: FINANCIAL SITUATION IN 2011 COMPARED TO 2011 AND ITS PROBLEMS IN 2011 Business activities results Unit: Million VND Content| 2010| 2011| I. Revenue| 7,601,313| 8,871,160| 1. Revenue from insurance activities| 5,365,668| 5,992,532| 2. Revenue for financial activities| 2. 235. 645| 2,871,628| II. Costs| 6,263,946| 7,878,625| 1. Insurance activities and sales cost| 5,298,593| 6,335,556| 2. Financial activities costs| 379,520| 819,496| 3. Manager costs and other costs| 585,833| 723,573| III. Profit without taxes| 1,337,367| 992,535| IV. Taxes| 329,815| 240,839| V. Net Profit| 1,007,552| 751,996| The table shows how Prudential did their business in 2011. According to the table, in 2011, Prudential’s revenue showed an upward trend in both insurance and financial fields. Specifically, its revenue increased by 626,864 million VND and 635983 million VND respectively. However, costs for business activities involved insurance, financial activities, management cost and other cost also grew in this 12-month period as a figure of 1,614,679 million VND. As a result, net profit was decline by a significant number, 255,556 million VND for particular, despite of reduction in taxes. In conclusion, this insurance and finance company still got profit in the previous year, however it was less than it had been in 2010. Important financial ratios: Content| 2010| 2011| I. Asset Structure| 1. Fixed Asset / Total Asset| 0. 3%| 0. 4%| 2. Moveable Asset / Total Asset| 28. 7%| 31. 4%| II. Capital Structure| 1. Debt / Debt and Equity| 87%| 88%| 2. Equity / Total Capital| 13%| 12%| III. Payment Capability| 1. Money and money equivalents and short-term investment / Short-term debt ( times )| 3. 77| 3. 58| 2. Total Asset / Total Debt ( times )| 1. 15| 1. 13| IV. Profit ratios| 1. Profit without taxes / Total Asset| 5%| 3%| 2. Net profit / Gross Revenue| 13%| 8%| 3. Net profit / Net Revenue| 20%| 12%| 4. Net profit / Equity| 30%| 22%| The table illustrated some relevant financial ratios included asset structure, capital structure, payment capability and profit ratios. In general, these numbers provide a negative business image of Prudential in 2011 compared to they did in 2010. For example, their payment capability was limited and profit ratios also reduced to. The figures were 0. 19 time deduction in money and money equivalents and short-term investment / short-term debt and 8% decline in net profit / net revenue. Clearly, business activities of Prudential in was not effective compared to 2010 and this fact was because of several reasons and also led to several issues of Prudential in 2011. Factors had devastating impacts on insurance market in general and Prudential for particular included The 2008 Financial Crisis, inflation rates, the increase of gold price and Resolution of the government Firstly, the 2008 Financial Crisis has been proving that it has global affects and there are no countries being exception. In 2008, White House admitted the conclusion of The National Bureau of Economic Research (NBER) which is â€Å"The United States has been being in recession since December of 2007† and tried to accelerate the economic recovery process by improve finance, credit and real estate market. According to official figures, GDP of the biggest economy in the world decreased by 0. 2% in the fourth quarter of 2007 but increased by 0. 8% in the first quarter of 2008 and 2. 8% in the following 4 months. Subsequently, it declined again in the third quarter of 2008 by 0. 5%. However NBER informed that recognizing the recession was not just based on GDP but on other economy factors such. For example, employment market and capital slowed down and showed a downward trend in a 12-month period. After that, this disease started spreading all over the over and several countries and regions were victims. Fifteen European Union countries were the first, then Russia, Japan, China, Singapore †¦ Later on, in 2009, Vietnam became a victims of the crisis, which brought the economy down without recovery up to now and every single industry was effected involved insurance field. As a consequence, business activities of Prudential fell down year after year. Secondly, the inflation rates of 18. 13% was rather high than ideal number and it also means that Consumer Price Index (CPI) was 18. 13% higher than the previous year, furthermore, some essential products increased by 50% or even 100%. Hence, it had impact on social quality and decreased the amount of saving money of residents, limited to capability of participating in insurance activities or maintaining the life insurance contract due to people who have low average income, and increased the compensation costs of non-life insurance. Therefore, the growth of about 10000 billion VND costs of insurance activities and sale costs of Prudential was an obvious consequence. Thirdly, the 24. 6% rise of gold prices also created psychological allocation of the insurers. The stock market and real estate was bleak which reduced investment opportunities and profitability of the insurance business and even generated difficulties for making provision for diminution in value of investment in a relatively large number. And finally, in 2011 The Resolution of the Government about the credit crunch, tightening expenditure and government investment has decreased demand for property insurance, construction and installation of new assets purchased. To conclude, because of several reasons involved The 2008 Financial Crisis, inflation rates, the increase of gold price and Resolution of the government led to a bleak business image of Prudential in 2011 compared to 2010. However, they did a great job in the insurance industry in this year and the evidences proved this is Prudential was the market leader of this field with insurance revenue increased by 12% with the biggest market share and being the number one company in this major. PART 2: CHALLENGES OF PRUDENTIAL VIETNAM IN 2012 Problems of Prudential in 2011 mostly referred to the costs of business activities and the degradation of the economy. However, in 2012, its main mission is to fix these problems and to take advantage of new opportunities in the market to improve its business. In 2012, the inherent difficulties in 2011 still continue, the risk of high inflation, the government undertook to restructure the economy, in which the focus of restructuring banking, securities and insurance will affect the insurance market. Property insurance market is predicted slowing down because of tightening credit, expenditure management and government investment spending forced the non-life insurance companies have turned to market development, non-property insurance products. Moreover, many businesses have to limit their production or stop working because of difficulties in accessing to bank credit which led to an increase in the number of unemployed workers and reducing income. Hence, these determinants generated bad effects on the demand of life insurance. Furthermore, the stock market and real estate do not have any signals of recovery which makes insurance companies being more cautious with investment in this area. And last but not least, The Finance Ministry urged the insurance businesses to thrift, cut costs by 5% 10%, rearrange insurance companies, restructure the insurance market, improve the business insurance effectiveness, risk management, customer care and upgrade competitive capacity. Although 2012 is expected to continue to be a difficult year for the life insurance industry, based on the difficulties of the Vietnamese economy in general, but there are also positive signs bringing new development in insurance market and providing new opportunities for the life insurance industry, especially Prudential: * The impact of a imited credit growth in the banking system is a positive factor to promote extensive cooperation between the banking system and insurance, also a positive signal for the strong improvement of banking and insurance products * The cost of an employer to purchase insurance for employees is calculated on pre-tax costs will set the stage for the life insurance products tak e a forward step to businesses. Limitations of the health insurance system with lower benefits will be an opportunity to stimulate the development of life insurance products which have many benefits about high quality health care and health insurance product lines with high value. To sum up, taking good reactions to overcome these difficulties and take advantage of the opportunities above, Prudential will conduct a successful business in 2012. APPENDIX http://www. vii. net. au/Company/BoardofDirectors. spx http://www. investor. prudential. com/phoenix. zhtml? ID=1099317amp;c=129695amp;highlight=amp;p=irol-newsArticle http://thuvienluanvan. com http://timluanvan. com http://www. prudential. com. vn/ Principles of microeconomics (2003 ) – Mankiw Principles of microeconomics 2ed (2001) –Mankiw Economics book 7th John Sloman – Alison Wride GROUP MEMBERS Nguyen Hoang Tuan Anh Le Xuan Chanh Duong Le Hoang Gia Nguyen Kim Khanh Vo Thanh Tung Nguyen Minh Hai

The Hamilton Mixtape by Various Artists free essay sample

Hamilton: An American Musical has taken young people by storm since its Broadway debut in 2015. Lin-Manuel Miranda created this musical, historical sensation- but did you know he also created The Hamilton Mixtape? This unique collaboration of Miranda and some of todays top artists features songs that Hamilton fans will recognize (Wait For It, Its Quiet Uptown, Burn, ect.) and some exclusive tunes [Immigrants (We Get the Job Done), Congratulations, An Open Letter, ect.]. The genre alternates throughout the album, as well as the singer: Alicia Keys croons in That Would Be Enough, Sia pairs with Miguel and Queen Latifah for Satisfied, Jimmy Fallon even makes an appearance and provides some comic relief in Youll Be Back. The clever lyrics and sweeping composition will be sure to hook any hard-core Hamilton fan and someone just looking for a fun album alike. Overall, I would suggest The Hamilton Mixtape. Between the one of a kind cast of artists, interesting lyrics, and grabbing composition, this album is a true piece of art. We will write a custom essay sample on The Hamilton Mixtape by Various Artists or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page

Primary Dyslexia and Secondary Dyslexia Essay Example

Primary Dyslexia and Secondary Dyslexia Essay Example Primary Dyslexia and Secondary Dyslexia Paper Primary Dyslexia and Secondary Dyslexia Paper Dyslexia is currently one of the most well known learning disabilities found in school age children in the United States, and is the most common one faced in school districts. It affects approximately five percent of all elementary aged children (Mayo, 2007). This disorder can cause delays in the areas of reading, writing, spelling and in some cases even speech(MedicineNet, 2006). It occurs in varying levels from a mild problem creating an annoyance to severe impairment which can cause school failure and serious depression (MedicineNet, 2006). Dyslexia is often suspected when children of average to above average intelligence fail to obtain age appropriate levels of reading, writing and spelling. It is characterized by frequently misspelled words with upside down or transposed letters. In order to receive a diagnosis of dyslexia a vision problem and is ruled out. An additional factor to be considered is the educational opportunities available to the child. A child who had no opportunities to read would inevitably be delayed in the academic areas. A diagnosis of dyslexia can be devastating to both the child suffering from the disorder and the child’s family. Once it is diagnosed, the school district the child is in takes interest in the child’s well-being, but the thoughts and concerns faced by the parent additionally need to be addressed following a diagnosis. There are three identified types of dyslexia known as Traumatic Dyslexia, Primary Dyslexia, and Secondary Dyslexia (MedicineNet, 2006). The types of dyslexia are categorized by the suspected cause of the disorder, but the symptoms are the same. Trauma Dyslexia is caused by some kind of brain injury to the area of the brain that controls language skills. This type of dyslexia is rare (MedicineNet, 2006). It is not the typical form that is seen in schools. Primary Dyslexia is a hereditary disorder involving a dysfunction of the cerebral cortex in the brain (MedicineNet, 2006). This malfunction does not get better with age and there is no cure. People suffering from this type of dyslexia usually struggle with reading and writing throughout life and often do not read above a fourth grade level (MedicineNet, 2006). There are treatments that can be used to help the person with the diagnosis cope with the disorder however. The third type of dyslexia, secondary dyslexia, is thought to be caused by impaired prenatal hormonal development. This is not as common as primary dyslexia. It is more common in boys and does get somewhat better as the child reaches maturity (MedicineNet, 2006). Symptoms of Dyslexia are often not recognized until a child is school age, and even then the signs are often misinterpreted for other conditions. It is very easily misdiagnosed as Attention Deficit Disorder, as the observable symptoms, distractibility and acting out, are very similar to symptoms of ADHD. Besides the acting out, some of the most noticeable signs are the child’s apparent inability to read, write or spell at age level even though the child may be very intelligent in other areas. Children with dyslexia typically write letters backwards, upside down or in the wrong order. They may read the words without comprehending what they are reading. In addition to the reading and writing problems, some behavior concerns sometimes are also present such as an easily distracted child, a disorganized child, or one who seems to cause trouble in class (WebMD, 2006). These behaviors manifest due to frustration over not being able to understand what is expected. Self esteem issues often come about due to the frustration and the embarrassment of having to admit having reading problems. Due to the embarrassment of not being able to read at age level, many children will find ways to hide the disability, which leads to a large number of cases either not being diagnosed at all or being diagnosed late. Once the problem is discovered it can be treated somewhat successfully in most cases. Treatment for this disorder is quite different than that of most disorders, because it does not involve medication. There is no cure to get rid of dyslexia, once someone is diagnosed with it he will always have it. However, training is available to help most children diagnosed with dyslexia retrain their brains to function at the highest possible level. These learning strategies work best the earlier a diagnosis is made, however older children and adults can still be helped by the learning strategies. Some of the strategies involve a way of learning that differs from traditional learning styles. Although there is no cure for the disability and people with it struggle throughout life, it is treatable. People can develop skills to cope with the disability and the vast majority can be very productive. People with dyslexia often excel in areas of complex thinking and creativity. Many of them become designers, engineers and even doctors. Once people with the disorder can learn to cope with the frustration and find ways to compensate for the brain confusion, many can read and function successfully. Dyslexia greatly impacts not only the child diagnosed with it but also the child’s family on a larger scale society. The child deals with the daily frustration of trying to keep up with other students, when he sees every word differently than the other children. When the words do not look right and are difficult to figure out, the child soon looses interest in reading, and simply begins trying to find ways to hide the fact he does not understand how. He might begin to act out as a way to distract others from realizing that he is having difficulty reading. If the disability is not discovered and diagnosed soon, the child continues to fall behind his peers in his reading development and the embarrassment becomes worse. This can lead to additional frustration, acting out and failing grades. When the child’s peers discover the problem or learn about the failing grades, they begin to tease the child increasing the distress and frustration. When the child’s parents become aware that the child is having problems, the child has often been covering it for some time, but can no longer maintain good enough grades to hide the problem. Parents become impacted by the child’s struggle to maintain good grades and to keep up with peers in reading and writing. They often feel helpless because they do not know how to help the child. Parents want their children to be happy and do well, for this reason it is very difficult for them to see their child struggle. In order to avoid having to admit there is a problem or to answer questions, the child learns to avoid all situations that might place him in a negative situation. Sometimes the child becomes withdrawn from the parents and other people around. This withdrawal due to embarrassment and frustration can cause problems with not only family relationships, but with other social relationships as well. The child may stop associating with friends and spending more time alone. They might cut off contact with friends or romantic interests due to a fear of admitting they have difficulty reading. Society is affected not as much by one child with dyslexia, but with the large numbers of children affected by the disorder. School districts are required to educate the children in the district, and if a significant percentage of the population is not performing to age level, this goal is not being reached. Continual pressure is being placed on society to graduate smarter and better educated young people, therefore the pressure is increased when the there are large numbers of people who do not process information the same way average people do. This requires society to take a new look at the way it educates children and what needs to be done to help all children perform to the best of their ability. The good news is that people who have dyslexia can be helped and those who care about them can learn how to help them. Parents can help their children by offering support. One of the first things they need to do is get to know their children and work with professionals to find the best way to teach them (Shaywitz, 2003). For children who do not want special treatment, there are a number of books and workbooks that parents can get to work through with their children. Some of these encourage young people to talk to parents and doctors about the problems they experience (Shaywitz, 2008). It is very difficult for a child to admit problems, but when he has the courage to tell someone, the first step is to get the child tested. This can be very stressful for the child, but is needed in order to get a proper diagnosis. Once the diagnosis is made, a team of parents, teachers and other professionals can develop a plan to help the child reach his maximum potential and regain confidence. In order for this plan to be completely successful, the child needs to be included in order to allow him to provide input on what procedures are most helpful. Once the child has learned coping skills to help him become more confident and independent, hw will become less withdrawn and more academically capable. Sometimes the testing procedure and the treatment can be more detrimental to a child’s self-esteem. If a child is older when the problems are discovered, being placed in a special program and labeled as disabled causes an impressionable child more stress and trauma than he was already feeling. The treatment needs to focus on the best ways to meet the needs of the child instead of how to make the school districts success numbers look better. If the child is subjected to further embarrassment through the program, he might withdraw even more or be teased more. This could lead to lower development and in some cases dropping out of school or suicide. With laws being passed in the last several years, to make sure that all children are adequately educated, schools have been subjected to increased pressure to graduate children. For this reason there are greatly increased opportunities for children to have additional training and classes. Special and individualized programs have been designed to help children with disabilities be successful. These programs are very good and helpful for the children if the focus is kept on the children. There can sometimes be problems when the school rather than helping the child become more successful, the school lowers the standards simply to graduate children. Although, the children need some extra assistance and sometimes a series of smaller goals to reach the larger ones, they need to be able to reach some basic expectations in order to be considered a graduate. The drawback of graduating ill-educated students from high school, means that people are being into the adult world without the proper skills to function successfully in the world. Most people have heard of dyslexia, but many of them think of it as an inability to read without having a full grasp of what the disorder involves. They know it has something to do with turning letters around, but are not aware of the depression or behavior problems that can be caused by the frustration of wanting to succeed and not being able to. Children with dyslexia are not lazy or less intelligent. They are children who can be very successful and intelligent if the need for a different learning method is determined early enough to develop a plan of success that works for that specific child. The vast majority of people with dyslexia can meet the requirements for graduation and become successful adults, if they are able to learn the strategies to enable them to compensate for the ways their brains process information differently than the average person. Having a diagnosis of dyslexia does not make them any less valuable to society or less likely to contribute. They simply view words and letters differently than the average person and need to compensate for this by learning to use their brain processes to understand the words that other people can view easily. It can be done, and many people prove every day that it can be done successfully. The important thing is that the children diagnosed with the disability have much needed support in order to refrain from using the disability as an excuse to fail rather than a reason to succeed. Resources: Dyslexia. (2007) Mayo Clinic. Retrieved November 20, 2008 from: Dyslexia MayoClinic. com Dyslexia. (2006). MedicineNet. Retrieved November 20, 2008 from: Dyslexia Symptoms, Signs, Causes, Types, Diagnosis and Treatment on MedicineNet. com Dyslexia Symptoms. (2006) WebMD Retrieved November 20, 2008 from: Dyslexia-Symptoms Hultquist, Alan M. (2008) What is Dyslexia? : A Book Explaining Dyslexia for Kids and Adults to Use Together Jessica Kingsley Publishers/Philadelphia. Shaywitz, Sally Md. (2003) Overcoming Dyslexia: A New and Complete Science-Based Program for Reading Problems at Any Level Random House/New York.

How to Make a Homemade Roman Candle

How to Make a Homemade Roman Candle A Roman candle is a simple traditional firework that shoots colored fireballs into the air. It consists of a cardboard tube that is sealed at the bottom and lit by a fuse from the top, with one or more charges stacked along the length of the tube. Typically the charges are separated from each other by a layer of clay or sawdust. Here are instructions on how to make a homemade Roman candle. Roman Candle Materials Roman candles come in a variety of sizes. For a home project, its best to start small. The 1/2 tube probably is the easiest/safest to work with, since you have some space to add the materials, yet have a fairly small charge. 1/4 - 1/2 cardboard rocket body tube1/8 fuse, about a footBentonite clayBlack powder or pyrodexStar composition (sample recipe provided in instructions)Masking tape Make a Roman Candle Work in a cool area, away from sources of flame. Dont grind pyrotechnic compositions be gentle. Cut the tube so that you have a 10 length. Its a good idea to measure and note the length so that you know, for future projects, whether to adjust the length shorter/longer.Wrap the tube with paper or masking tape. The purpose of this is to reinforce the tube so that the charge shoots up and out of the tube rather than splitting the cardboard open.Seal the bottom of the tube with a clay plug. About 1/2 of clay should be good, although more is fine. You can substitute epoxy glue, if you prefer. The point is to seal the tube so that the charge moves up and out of the tube rather than escaping through the bottom.Run the fuse down the tube to the clay plug. The firework will be lit from the top, burning down the fuse to light successive charges.Add a layer of black powder (about an inch). One easy way to deliver the powder into the tube is by sprinkling it into a rolled sheet of paper.Add your star composition. There are numerous formulas for this, depending on the effect you want. One s traightforward recipe is to collect the coatings from two 6 inch sparklers, mix it with a small amount of flash powder and black powder or Pyrodex (by volume, 60% sparkler, 20% flash powder, 20% Pyrodex). Add water to this mixture, a drop at a time, until you can roll it into a ball that just fits inside the bore of your tube. Roll as many of these as you need for your candle; allow them to dry. Drop a ball into the tube, on top of the black powder. Press tissue paper or sawdust or a small amount of clay on top of the ball. You can tamp the paper or sawdust into the tube using the eraser end of a pencil. This is the delaying charge, that prevents additional layers of material from burning all at once so that each charge will shoot into the air. This completes your first charge. If this is your first Roman candle, this is a good stopping point to see what you will get/know what to expect. Otherwise... repeat layers of black powder, a star, and the delaying charge until the tube is filled.With any tube-shaped fireworks, its a good plan to shoot them off in a depression or hole, preferably in a tube or packed into soil so they cannot point in an unintended direction. Light the firework and get clear. The expected range of the firework is about 30 feet. Troubleshooting If you need the charge to shoot higher, try using a longer tube or slightly more black powder in your lift charge.If the colored fireball doesnt ignite, try adding a higher percentage of Pyrodex in the star mixture. Safety Notes This is a project for adults who already have some pyrotechnic experience. If you are new to making fireworks, try one of the other firework projects, such as a homemade smoke bomb or sparkler.Be aware of the laws where you live! Roman candles may be prohibited. If so, obviously, dont make one or set it off.Do not ignite a Roman candle in your hand. Do not point a Roman candle at anyone or anything.Use good judgment and follow safe practices when lighting making or lighting this or any other firework. Be sober, away from flammable materials and clear of pets, people or structures. Disclaimer: Please be advised that the content provided by our website is for EDUCATIONAL PURPOSES ONLY. Fireworks and the chemicals contained within them are dangerous and should always be handled with care and used with common sense. By using this website you acknowledge that ThoughtCo., its parent About, Inc. (a/k/a Dotdash), and IAC/InterActive Corp. shall have no liability for any damages, injuries, or other legal matters caused by your use of fireworks or the knowledge or application of the information on this website. The providers of this content specifically do not condone using fireworks for disruptive, unsafe, illegal, or destructive purposes. You are responsible for following all applicable laws before using or applying the information provided on this website.

Responses Essay Example | Topics and Well Written Essays - 500 words - 1

Responses - Essay Example Toby Stephens was portrayed as a very rich and passionate individual with an unkempt appearance and who seems to have a mystery to himself. He just does not seem the person he has played in films like die another day, so I would say that he acted really well. Ruth Wilson as Jane Eyre was also very sensible and composed just like the book describes the character as a woman of intellect. The best part was that Ruth Wilson’s eyes actually have a very deep feel to them as if she is scanning a person’s character with her look. In the 1996 version of the film, I personally felt that William Hurt looked like a sweet lover with nothing going beyond that face which I felt Toby Stephens was able to convey; Charlotte Gainsbourg does not look as unconventional a heroine as does Ruth Wilson. Chapters 23-28 in the book are part of the time when Jane is in Thornfield. The first time Jane Eyre sees Bertha is when Bertha comes in her room one night and tears apart her wedding gown. Bert ha was Mr. Rochester’s first wife who had lost control of her senses, which was a disease that ran in her family. I really liked the connection of the red cloth that hung from the window of the room where Bertha was locked.

What and why do americans need the fda What are all the benefits of Research Paper

What and why do americans need the fda What are all the benefits of the FDA PROs of the fda - Research Paper Example FDA is a federal agency headed by a commissioner who is appointed by the President of the US (Whittaker and Walter, The Purpose par. 1). Its precursor agency was the Food, Drug, and Insecticide Administration which was reorganized from the Bureau of Chemistry in 1927 (Lee and Sprague, History par. 3). In 1930, the name of the agency was changed to Food and Drug Administration (par. 3). It was said to protect not only the interest of the consumers but also the pharmacology industry due to some complexities that it has encountered in the process of regulation (Jacobs and Carson-Dewitt par. 1). The earliest functions of the FDA were set forth in the Food, Drug, and Cosmetic Act of 1938 which was passed after the poisoning of more than a hundred people from a drug sold by a Tennessee-based company (Lee and Sprague, History par. 3). The Act mandated that all drugs should pass the FDA approval before being released into the market (par. 3). Moreover, FDA was required to provide a set of safety standards for food and drugs, and that drugs should contain detailed labels and proper instructions for use (par. 3). Its scope of functions increased with the passage of other laws (e.g. Food Additives Amendment of 1958, Drug Abuse Control Amendments of 1965, 1976 Medical Devices Amendments) (par. 5). One-fourth of all the products in the US market are regulated by FDA as of 2008 (Lee and Sprague, FDA Approvals par. 3). Pharmaceutical firms are allowed by law to advertise their products which may not be accurate since adverts are made to exaggerate in order to convince consumers to buy their products. The FDA has the power to regulate the contents of the advertisements so that only a â€Å"balanced perspective† will be presented to consumers and end-users (DiLascio, FDA Regulations par. 1). Pharmaceuticals firms have also resorted to the DTC strategy in marketing their products. DTC refers to the Direct-to-Consumer approach that tends to reach consumers directly through

Motor Learning and Coaching Notes Essay Example for Free

Motor Learning and Coaching Notes Essay The study of relativity permanent changes in motor skills and capabilities that come with practice or experience. This includes: †¢Investigating how elite athletes become experts †¢Studying the best way for a teacher or coach to structure a practice environment for maximal potential †¢Methods of practicing motor skills oHow often oHow long oGroup size oEquipment What is a Skill? A complex movement or sequence of movements, which are smooth and coordinated. These movements don’t require conscious thought and have predetermined results. A learned skill is one that can be repeated. A performance may be a fluke and is only performed once. Motor Skill: physical skills that require body movement and rely on motor control Classification of a Skill: Based on: Where- the environment of the skill Closed: †¢predictable, constant environment †¢Work at own pace- internally paced †¢Replication/ repetition of same skill †¢Examples: swimming in a pool, archery, shooting Open: †¢Changing environment †¢Pace dependant on other people/ factors Detecting stimuli Deciding Processing Acting Responding appropriately Evaluating Feedback Cues †¢A stimulus perception †¢In learning used to obtain information to perform and improve †¢Used in the demonstration and explaination of a skill by a coach †¢Can be both internal and external †¢Sight, hearing, and propreoceptive cues are most used

Pride and Prejudice :: English Literature

Pride and Prejudice "It is a truth universally acknowledged, that a single man in possession of good fortune, must be in want of a wife." Taken from Jane Austen's classic novel, Pride and Prejudice, this is probably one of the most famous opening sentences in English literature. It is clear to see from this one sentence that the novel is going to be about money, marriage and morals. The question is, from whose perspective, is a single, rich man in want of a wife? As we begin to read the novel, it becomes apparent that it is Mrs Bennet who believes that all rich, single men must be in want of a wife when she says at the beginning of the very first chapter, "A single man of large fortune; four or five thousand a year. What a fine thing for our girls," (volume 1, chapter 1, page 1). Mr and Mrs Bennet have just five daughters. Unfortunately for them, they have no sons and in the time of Jane Austen writing Pride and Prejudice, it was only the sons who could, and would, inherit the wealth of the family. Therefore, with the Bennets having just daughters, it meant that the closest male relative, a cousin in this instance named Mr Collins, to the head of the household, Mr Bennet, would inherit his wealth. The ladies would then be left having to rely on family and would hope to be provided with all they needed. So, it was imperative to Mrs Bennet that at least one of her daughter's, if not all, married well. Well enough to be able to provide security for herself, the other daughters and of course, Mrs Bennet, should anything happen to Mr Bennet. In fact, as we see at the beginning of chapter three, when Mrs Bennet says, "If I can see but one of my daughters happily settled at Netherfield, and the others equally well married, I shall have nothing to wish for," (volume 1, chapter 3, page 5), that she would want for nothing else. As interactions between potential couples didn't happen very often, it was difficult for them to get to know each other properly. Generally, the only chance potential couples had of interacting with each other was at assembly balls, arranged by fellow family members or friends. Even then, they didn't get much chance of privacy and could only chat privately whilst dancing. "To be fond of dancing was a sure step towards falling in love," (volume1, chapter 3, page 5). As we progress through the novel, we see the heir to Mr Bennet's wealth, Mr Collins, plan to marry one of the Bennet girls as an "offer Pride and Prejudice :: English Literature Pride and Prejudice "It is a truth universally acknowledged, that a single man in possession of good fortune, must be in want of a wife." Taken from Jane Austen's classic novel, Pride and Prejudice, this is probably one of the most famous opening sentences in English literature. It is clear to see from this one sentence that the novel is going to be about money, marriage and morals. The question is, from whose perspective, is a single, rich man in want of a wife? As we begin to read the novel, it becomes apparent that it is Mrs Bennet who believes that all rich, single men must be in want of a wife when she says at the beginning of the very first chapter, "A single man of large fortune; four or five thousand a year. What a fine thing for our girls," (volume 1, chapter 1, page 1). Mr and Mrs Bennet have just five daughters. Unfortunately for them, they have no sons and in the time of Jane Austen writing Pride and Prejudice, it was only the sons who could, and would, inherit the wealth of the family. Therefore, with the Bennets having just daughters, it meant that the closest male relative, a cousin in this instance named Mr Collins, to the head of the household, Mr Bennet, would inherit his wealth. The ladies would then be left having to rely on family and would hope to be provided with all they needed. So, it was imperative to Mrs Bennet that at least one of her daughter's, if not all, married well. Well enough to be able to provide security for herself, the other daughters and of course, Mrs Bennet, should anything happen to Mr Bennet. In fact, as we see at the beginning of chapter three, when Mrs Bennet says, "If I can see but one of my daughters happily settled at Netherfield, and the others equally well married, I shall have nothing to wish for," (volume 1, chapter 3, page 5), that she would want for nothing else. As interactions between potential couples didn't happen very often, it was difficult for them to get to know each other properly. Generally, the only chance potential couples had of interacting with each other was at assembly balls, arranged by fellow family members or friends. Even then, they didn't get much chance of privacy and could only chat privately whilst dancing. "To be fond of dancing was a sure step towards falling in love," (volume1, chapter 3, page 5). As we progress through the novel, we see the heir to Mr Bennet's wealth, Mr Collins, plan to marry one of the Bennet girls as an "offer

EDocs Study Questions Essay

This case concerns the negotiation of a venture capital investment between Charles River Ventures (CRV) and the founders of eDocs. eDocs (Kevin Laracey) and CRV (Jonathan Guerster) must decide what terms they would like to negotiate. Negotiation roles are given in an accompanying spreadsheet. Please review the study questions (page 2) and the poll questions (pages 3 and 4) – I will use these questions as a basis for class discussion. The point of the poll questions is to force people to think specifically about trading off deal terms for price, and to see how these tradeoffs vary across teams. Statistics from the poll results will be discussed in class. In your case memo, please include a term sheet signed by one member of each team. Please make sure that the term sheets from both sides of the transaction match. It is not necessary to reproduce the entire term sheet for the case; instead, you can sign an â€Å"amended term sheet† that includes only the provisions that have changed from the original; please also include any amendments to the terms discussed in Guerster’s letter to Laracey (page 22 of the case). If the teams could not reach an agreement, please say this explicitly in your case memo. The memos should include all the answers to the â€Å"poll questions† for your team (pages 3 and 4) and some logical support for these answers. These poll questions are effectively the starred (*) questions for this memo. You are also free to answer/discuss any of the study questions (see page 2) or any other issues that were important in your negotiation. Grades on these memos will depend on the logical coherence of your negotiating strategy and answers to the poll questions (as described in the memo) and may depend on the relative success of your negotiation (judged vs. other teams). It is possible to negotiate against intransigent counterparties, come to no agreement, and yet explain this well and write an excellent case memo. Please restrict your memos to be no more than five pages (not including the term sheet). A well-written memo of three pages beats a rambling five-page memo any day. There are two sets of poll questions: one set for the eDocs team and one set for the CRV team. I apologize for stating the obvious, but here it goes: eDocs teams should answer only the eDocs poll and CRV teams should answer  only the CRV poll. eDocs A startup e-commerce company is looking for its first-round of venture capital. A prominent VC is interested, and the parties must bargain over terms and price. 1) Is eDocs a good fit for CRV? If you were CRV, is this the kind of company you want to invest in? 2) Is CRV a good fit for eDocs? If you were eDocs, is this the kind of VC you want as an early-stage investor? 3) What are the most contentious terms for negotiation? 4) (*) How did your team decide on the relative value of these terms? 5) With the experience of this negotiation behind you, how would you have handled it differently? Poll Questions: eDocs NOTE: There is not just one â€Å"correct† answer for any of these questions, so don’t go crazy trying to figure it out. Also, for Questions 2 and 3, we do not expect any specific quantitative analysis. There are, however, good reasons why you might care more or less about the issues raised in all of the questions: please discuss these reasons in your memo and use them to guide your answers. One thing that is true: all of your answers to these questions should have X greater than or equal to $1. If you want to give an answer less than $1, then you are misunderstanding the question. 1) You have made a counteroffer to CRV that eliminates the participation described in the â€Å"liquidation† section of the term sheet. That is, you have offered that CRV pay $1 per share for regular convertible preferred stock with no participation feature. They counter with an offer of $X per share while keeping the participation option. What is the lowest value of X for which you would be willing to let them keep participation? 2) You have made a counteroffer to CRV that accelerates the vesting as described in the â€Å"Founders Stock, Options & Vesting† section of the term sheet. That is, you have offered the same terms as the original spreadsheet, except that founder’s shares vest immediately. CRV counters with an offer of $X per  share while keeping the same vesting schedule. What is the lowest value of X for which you would be willing to let them keep the original schedule? 3) You have made a counteroffer to CRV that adds Kris Canekeratne to the Board of Directors. CRV, concerned that the board would be too large, counters with an offer of $X per share while keeping the same board composition as in the original term sheet. What is the lowest value of X for which you would be willing to let them keep the original board composition? 4) Guerster’s letter to Laracey (page 22 of case) includes a condition under which CRV will receive extra warrants if they finance the entire round. You have made a counteroffer that removes this provision. CRV counters with an offer of $X per share while keeping the extra warrant condition. What is the lowest value of X for which you would be willing to let them keep this condition? Poll Questions: CRV NOTE: There is not just one â€Å"correct† answer for any of these questions, so don’t go crazy trying to figure it out. Also, for Questions 2 and 3, we do not expect any specific quantitative analysis. There are, however, good reasons why you might care more or less about the issues raised in all of the questions: please discuss these reasons in your memo and use them to guide your answers. One thing that is true: all of your answers to these questions should have X greater than or equal to $1. If you want to give an answer less than $1, then you are misunderstanding the question. 1) eDocs has made a counteroffer to you that eliminated the participation described in the â€Å"liquidation† section of the term sheet. That is, they have offered that you pay $1 per share for regular convertible preferred stock with no participation feature. You are preparing to counter with an offer of $X per share while keeping the participation option. What is the highest value of X you would be willing to offer in order keep the participation? 2) eDocs has made a counteroffer to you that accelerates the vesting as described in the â€Å"Founders Stock, Options & Vesting† section of the term  sheet. That is, they have offered the same terms as the original spreadsheet, except that founder’s shares vest immediately. You are preparing to counter with an offer of $X per share while keeping the same vesting schedule. What is the highest value of X you would be willing to offer in order to keep the original vesting schedule? 3) eDocs has made a counteroffer to CRV that adds Kris Canekeratne to the Board of Directors. You are concerned that the board would be too large and are preparing to counter with an offer of $X per share while keeping the same board composition as in the original term sheet. What is the highest value of X you would be willing to offer in order to keep the board composition as described in the term sheet? 4) Guerster’s letter to Laracey (page 22 of case) includes a condition under which CRV will receive extra warrants if they finance the entire round. eDocs has made a counteroffer that removes this provision. You are preparing to counter with an offer of $X per share while keeping the extra warrant condition. What is the highest value of X you would be willing to offer in order to keep this condition?

History of organic chemistry Essay

Chemistry has been called the science of what things are. Its intent is the exploration of the nature of the materials that fabricate our physical environment, why they hold the different properties that depict them, how their atomic structure may be fathomed, and how they may be manipulated and changed. Although organic reactions have been conducted by man since the discovery of fire, the science of Organic chemistry did not develop until the turn of the eighteenth century, mainly in France at first, then in Germany, later on in England. By far the largest variety of materials that bombard us are made up of organic elements. The beginning of the Ninetieth century was also the dawn of chemistry, all organic substances were understood as all being materials produced by living organisms: wood, bone, cloth, food, medicines, and the complex substances that configure the human body. Inorganic material was believed to come from the Earth: salt, metals, and rock, just to name a few. Because of the human’s wonder of natural life, organic materials were believed to possess an enigmatic â€Å"Vital Force.† Thus organic chemistry was separated from inorganic chemistry, and it became it’s own field of science. By the turn of the Nineteenth the â€Å"Vital Force† theory was immensely discredited, but this branch of science still stayed separated from inorganic chemistry. Back when Organic chemistry was the chemistry of living matter, Professor Wohler succeeded in synthesizing in the labo†¦ The name organic chemistry came from the word organism. Prior to 1828, all organic compounds had been obtained from organisms or their remains. The scientific philosophy back then was that the synthesis of organic compounds could only be produced within living matter while inorganic compounds were synthesized from non-living matter. A theory known as â€Å"Vitalism† stated that a â€Å"vital force† from living organisms was necessary to make an organic compound. 1828, a German chemist Friedrich Wà ¶hler (1800-1882) amazed the science community by using the inorganic compound ammonium cyanate, NH4OCN to synthesize urea, H2NCONH2, an organic substance found in the urine of many animals. This led to the disappearance of the â€Å"Vitalism† theory. Today, chemists consider organic compounds to be those containing carbon and  one or more other elements, most often hydrogen, oxygen, nitrogen, sulfur, or the halogens, but sometimes others as well. Organic chemistry is defined as the chemistry of carbon and its compounds. Organic chemistry is also known under the short-term organic. The organic chemistry as a branch of chemistry can be viewed and engaged in the carbon content. Particularly the structure, composition and the chemical reactions of carbon will be investigated. To the organic chemistry include the elements that go with the carbon compounds. Therefore we understand today as the organic chemistry, the chemistry of carbon compounds, and not focusing only on the compounds from nature. The organic chemistry is, however, also limits for inorganic chemistry. This limit is usually denied to the concept of hydrocyanic acid. The division of natural science in organic chemistry and inorganic chemistry is historical. The term â€Å"organic† was first used by Berzilius about 1810 because by then all investigated compounds derived from living organisms and in the laboratory could not be synthesized. Berzilius found it impossible to produce organic compounds from nature artificial. This theory was refuted, however, then in 1828 by the chemist Friedrich Wohler. In later times it was always more to produce organic substances synthetically, which contained all the carbon. The simplest organic compounds consist only of the elements of water and carbon. Only compounds such as carbon oxides, carbonates, carbides and cyanides are expected to inorganic compounds. Before the nineteenth century, chemists generally believed that compounds obtained from living organisms were endowed with a vital force that distinguished them from inorganic compounds. According to the concept of vitalism (vital force theory), organic matter was endowed with a â€Å"vital force†.[8] During the first half of the nineteenth century, some of the first systematic studies of organic compounds were reported. Around 1816 Michel Chevreul started a study of soaps made from various fats and alkalis. He separated the different acids that, in combination with the alkali, produced the soap. Since these were all individual compounds, he demonstrated that it was possible to make a chemical change in various fats  (which traditionally come from organic sources), producing new compounds, without â€Å"vital force†. In 1828 Friedrich Wà ¶hler produced the organic chemical urea (carbamide), a constituent of urine, from the inorganic ammonium cyanate NH4CNO, in what i s now called the Wà ¶hler synthesis. Although Wà ¶hler was always cautious about claiming that he had disproved the theory of vital force, this event has often been thought of as a turning point.[8] In 1856 William Henry Perkin, while trying to manufacture quinine, accidentally manufactured the organic dye now known as Perkin’s mauve. Through its great financial success, this discovery greatly increased interest in organic chemistry.[9] The crucial breakthrough for organic chemistry was the concept of chemical structure, developed independently and simultaneously by Friedrich August Kekulà © and Archibald Scott Couper in 1858.[10] Both men suggested that tetravalent carbon atoms could link to each other to form a carbon lattice, and that the detailed patterns of atomic bonding could be discerned by skillful interpretations of appropriate chemical reactions. The pharmaceutical industry began in the last decade of the 19th century when the manufacturing of acetylsalicylic acid (more commonly referred to as aspirin) in Germany was started by Bayer.[11] The first time a drug was systematically improved was with arsphenamine (Salvarsan). Though numerous derivatives of the dangerous toxic atoxyl were examined by Paul Ehrlich and his group, the compound with best effectiveness and toxicity characteristics was selected for production.[citation needed] Early examples of organic reactions and applications were often serendipitous. The latter half of the 19th century however witnessed systematic studies of organic compounds, Illustrative is the development of synthetic indigo. The production of indigo from plant sources dropped from 19,000 tons in 1897 to 1,000 tons by 1914 thanks to the synthetic methods developed by Adolf von Baeyer. In 2002, 17,000 tons of synthetic indigo were produced from petrochemicals.[12] In the early part of the 20th Century, polymers and enzymes were shown to be large organic molecules, and petroleum was shown to be of biological origin. The multistep synthesis of complex organic compounds is called total synthesis. Total synthesis of complex natural compounds increased in complexity to glucose and terpineol. For example, cholesterol-related compounds have opened ways to synthesize complex human hormones and their modified derivatives. Since the start of the 20th century, complexity of total syntheses has been increased to include molecules of high complexity such as lysergic acid and vitamin B12.[13] The total synthesis of vitamin B12 marked a major achievement in organic chemistry. The development of organic chemistry benefited from the discovery of petroleum and the development of the petrochemical industry. The conversion of individual compounds obtained from petroleum into different compound types by various chemical processes led to the birth of the petrochemical industry, which successfully manufactured artificial rubbers, various organic adhesives, property-modifying petroleum additives, and plastics. The majority of chemical compounds occurring in biological organisms are in fact carbon compounds, so the association between organic chemistry and biochemistry is so close that biochemistry might be regarded as in essence a branch of organic chemistry. Although the history of biochemistry might be taken to span some four centuries, fundamental understanding of the field only began to develop in the late 19th century and the actual term biochemistry was coined around the start of 20th century. Research in the field increased throughout the twentieth century, without any indication of slackening in the rate of increase, as may be verified by inspection of abstraction and indexing services such as BIOSIS Previews and Biological Abstracts, which began in the 1920s as a single annual volume, but has grown so drastically that by the end of the 20th century it was only available to the everyday user as an online electronic database.[14] The Importance of Chemistry in Everyday Life During laboratory technique 1 we learned how to separate insoluble liquids from solids by means of filtration, and how to separate a dissolved solid from a liquid by means of evaporation. I have often asked myself the importance of some of the required classes in my schedule and how they can relate to everyday life. I believe in the saying that if you don’t use it you will lose it, meaning that if the concepts I learn cannot be applied to something that I will remember on a daily basis then the possibilities of me not remembering them at all are greater. This is especially true if you’re not a science or medical major as I am not. However in this class I am discovering that things we are learning can definitely be applied to processes that my mind uses daily and procedures that are performed daily and are as close to me as my own kitchen. In pondering the idea of filtration and evaporation I begin to think of the water that I drink on a daily basis. Without even being aware of the process I have been using filtration on a daily basis. I purchased a filter for my sink a number of years ago to improve the taste of my water and get rid of what I called the (bad things) that my body didn’t need. At the time I had no idea I was making a scientific decision and using a scientific method. I had determined that the water in my house did not taste well and that the taste could be improved. Listening to others who had boasted about the success of filtered water I decided to test their hypothesis out for myself. I bought from the local hardware store a basic water filter system that could be attached to the faucet of your sink. Supposedly this water filter would remove the harmful substances from my water and improve the taste. I tested the hypothesis by first pouring myself a glass of unfiltered water and sitting it aside. I then attached my filter system and poured myself a glass of filtered water. I tasted both and observed the differences in each taste. The hypothesis was now justified in my eyes, the filtered water tasted better. I offered my hypothesis to my husband and children and allowed them to make their own observations. We all agreed that the filtered water tested better. The hypothesis had now become theory in my household. Now since this class I’ve been observing just how this filter system works. I have discovered that the residue that remains after filtering in some way affected the taste of my regular tap water. I have since learned that this residue consists of salt and other stuff that could definitely dramatically affect the test. Interestingly enough though, this filtration process didn’t start with me. Scientist years ago began to filter water for health reasons. Elements that are deadly to our human bodies (such as chloride) are filtered out daily through our elaborate water system to ensure that our water is healthy to drink. Without this process we would have entire cities dying just like the colony of Jamestown centuries ago! Wow I guess science is a necessary in my daily life, I just never knew that’s what it was called.

Why Tupac is Still Alive essays

Why Tupac is Still Alive essays You are driving back from your chemo treatment at the hospital, exhausted from the physical strain on your body. You are tired and speeding home in order to go to sleep. You pass a cop and he decides to pull you over. As the cop approaches your window and asks for your license and registration you begin to open the glove box. As you open your glove box you forget that you had put your medication in it. Soon thereafter, you are handcuffed in the back of a cop car on your way to jail. The cop doesnt understand that the marijuana in your glove box was for medicinal purposes even though you look withered and you have no hair. Marijuana has an active ingredient of THC (tetrahydrocannabinol) that helps to alleviate pain of terminally ill people. Some states, such as California, have legalized marijuana for medicinal purposes, but the federal government hasnt therefore marijuana is still illegal. This argument is more of a moral debate on the values of Americans, but as of right now the pros outweigh the cons. The American government should legalize the use of marijuana. First, the legalization of marijuana would help terminally ill patients with illnesses such as AIDS. People who suffer form AIDS must take high doses of highly toxic anti-viral drugs such as AZT. AZT can produce severe nausea and vomiting, as well as other gastrointestinal problems. These side effects may cause an AIDS patient to become bulimic and starve to death. Smoking marijuana helps these patients cope with the severe side effects of AZT. Since these patients cant legally obtain marijuana, they go to the streets, forcing them to illegally obtain this drug to help alleviate the pain caused by AZT. By having these patients go to the streets to obtain marijuana, they are not only putting their lives in danger, but they are also supporting drug dealers. Cancer patients undergoing chemotherapy would also benefit from the ...

Anderson- Surname Meaning and Origin

Anderson- Surname Meaning and Origin ANDERSON Surname Meaning Origin: Patronymic surname meaning son of Andrew. Andrew (man, manly) was the first of Jesus disciples, and was a revered name in medieval times due to its church connections. St. Andrew is the patron saint of both Scotland and Russia. Swedish patronymic son names traditionally end in -son,  not -sen.  In Denmark the regular patronymic is -sen.  In Norway, both are used, although -sen  is more common. Icelandic names traditionally end in -son  or -dotir. Surname Origin: Swedish, Danish, Norwegian English Alternate Surname Spellings: ANDERSEN, ANDERSSON, ANDERSSEN, MCANDREWS Fun Facts About the ANDERSON Surname: Many Danes, Norwegians and Swedes who emigrated to America with the last name Andersson or Anderssen, dropped the extra -S after their arrival. Famous People with the Surname ANDERSON: Pamela Anderson - Canadian-American model and actressMary Anderson - inventor of the windshield wiperWillie Anderson - professional Scottish golferJoe Anderson - British actorWes Anderson - independent filmmakerHans Christian Anderson - Danish author Genealogy Resources for the Surname ANDERSON: 100 Most Common U.S. Surnames Their MeaningsSmith, Johnson, Williams, Jones, Brown... Are you one of the millions of Americans sporting one of these top 100 common last names from the 2000 census? Anderson and Andersen Family DNA ProjectJoin Anderson and Andersen individuals worldwide working together to sort out Anderson families from different countries and connect Anderson families who came to America through DNA. Anderson Family Genealogy ForumSearch this popular genealogy forum for the Anderson surname to find others who might be researching your ancestors, or post your own Anderson query. There are also separate forums for the ANDERSEN and ANDERSSEN variations of the Anderson surname. FamilySearch - ANDERSON GenealogyFind records, queries, and lineage-linked family trees posted for the Anderson surname and its variations. ANDERSON Surname Family Mailing ListsRootsWeb hosts several free mailing lists for researchers of the Anderson surname. Cousin Connect - ANDERSON Genealogy QueriesRead or post genealogy queries for the surname Anderson, and sign up for free notification when new Anderson queries are added. DistantCousin.com - ANDERSON Genealogy Family HistoryFree databases and genealogy links for the last name Anderson. Looking for the meaning of a given name? Check out First Name Meanings Cant find your last name listed? Suggest a surname to be added to the Glossary of Surname Meanings Origins. - References: Surname Meanings Origins Cottle, Basil. Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967. Menk, Lars. A Dictionary of German Jewish Surnames. Avotaynu, 2005. Beider, Alexander. A Dictionary of Jewish Surnames from Galicia. Avotaynu, 2004. Hanks, Patrick and Flavia Hodges. A Dictionary of Surnames. Oxford University Press, 1989. Hanks, Patrick. Dictionary of American Family Names. Oxford University Press, 2003. Smith, Elsdon C. American Surnames. Genealogical Publishing Company, 1997. Back to Glossary of Surname Meanings Origins